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Pets Best vs. FIGO Pet Insurance: In-Depth Comparison [2022]

What’s The Difference Between Pets Best & FIGO Pet Insurance Plans?

Thank you for visiting our guide to comparing FIGO and Pets Best. Below you’ll find a comparison of plan rates, multi-pet discounts, wellness plans, amounts, and more.

Remember that the easiest way to shop for pet insurance is using a tool such as this to compare pet insurance plans from all the major pet insurance companies at once. With this tool, you can compare rates from Pets Best and FIGO side by side, as well as other major pet insurers.

Pets Best & FIGO: A Complete Breakdown of Dog Insurance Plan Benefits

The comparison below will show you the pet insurance plan features of Pets Best and FIGO, as well as many of the other top pet insurance brands.

Company

Annual Coverage

Annual Coverage

$5,000 or Unlimited

Up To $100,000

Unlimited

Unlimited

$5,000 or Unlimited

Unlimited

$10,000 or Unlimited

$5,000 – $30,000

Unlimited

Multi-pet Discount?

Multi-pet Discount?

Yes

Yes

No

No

Yes

No

Yes

Yes

No

What They Do Best

What They Do Best

Best for plan customization

Great pricing for puppies & kittens

$0 copay option. No fees for paying monthly.

Best for paying claims to veterinarian direct

Short waiting periods

Best for paying claims fast

Best Trustpilot reviews

Best plan for superior benefits

Fast claims. Wellness plan available.

iHeartDogs Customer Rating ⭐⭐⭐⭐⭐

iHeartDogs Customer Rating ⭐⭐⭐⭐⭐

4.3 / 5

4.6 / 5

4.7 / 5

4.5 / 5

4.1 / 5

4.4 / 5

4.5 / 5

4.5 / 5

4.1 / 5

Wellness Plan Option? (preventative care eg exams, dental, vaccines)

Wellness Plan Option? (preventative care eg exams, dental, vaccines)

Yes

Yes

Yes

No

No

No

No

Yes

Yes

Example Quote for 1 Year Old 30 lb Mixed Breed

Example Quote for 1 Year Old 30 lb Mixed Breed

$35.81 per month

$20.00 per month

$30.00 per month

$68.25 per month

$69.30 per month

$26.25 per month

$73.46 per month

$42.35 per month

$15.00

Reimbursement Amount

Reimbursement Amount

90%, 80%, or 70%

90%, 80%, or 70%

90%, 80%, or 70%

90%

100%, 90%, 80%, or 70%

90%, 80%, 70%, 60%, or 50%

90%, 80%, or 70%

90%, 80%, or 70%

100% or 90%

Annual Deductible

Annual Deductible

$50, $100, $200, $250, $500, or $1,000

$100, $250, or $500

$100, $250, or $500

$0 to $1,000

$100, $250, $500, or $750

$100, $250, $500, $750, or $1,000

$100, $250, $500, or $1,000

$200, $300, $500, $750, or $1,000

$250, $500, or $1,000

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Free Side by Side Quote Comparison Between FIGO and Pets Best

To receive your no-obligation quote comparison between FIGO and Pets Best, fill out the form below.

Common Questions About Pets Best Vs. FIGO

Coverage Amounts: Pets Best vs. FIGO

Both Pets Best and FIGO allow you to choose plans with unlimited coverage or a $5,000 cap. Of course, unlimited coverage provides the ultimate financial protection, but a plan with a coverage cap will save you money on your monthly premium.

Multi-Pet Discounts: Pets Best vs. FIGO

FIGO and Pets Best are alike in the fact that they both offer a multi-pet discount, so you can cover the entire furry family and only pay one monthly premium. This discount for multiple pets means simplification when seeking insurance for all your dogs and cats.

What are the Reimbursement Amounts for FIGO vs. Pets Best?

Pets Best’s reimbursement options are 90%, 80%, or 70%. FIGO offers an extra choice with 100%, 90%, 80%, or 70% reimbursement options. And here’s something to remember, the higher your reimbursement amount, the higher your premium.

What is the Annual Deductible for FIGO vs. Pets Best?

FIGO’s deductible options are $100, $250, $500, or $750. Pets Best offers a wider range of choices with options of $50, $100, $200, $250, $500, or $1,000. Another thought to keep in mind when choosing coverage—the higher the deductible, the lower your premium will be.

Does Pets Best or FIGO Offer a Wellness Plan for Preventative Care?

Pets Best does offer a wellness option for preventative care like annual exams, dental screenings, and vaccines. At this time, FIGO does not, but even without it, having pet insurance will help save you big when illness or injury strikes.

Who is Cheaper: Pets Best or FIGO?

When comparing both companies’ quotes for plans that include unlimited coverage and plans with an annual cap, Pets Best comes in with a lower monthly premium for both options. For our example quote, we compared FIGO and Pets Best prices based on a 1-year-old 30lb. mixed-breed dog living in Texas zip code 75001. However, keep in mind that your location, dog’s age, breed, gender, and other factors significantly affect your pricing. The best way to know whether Pets Best or FIGO is cheaper is to run a comparison quote here.

The Bottom Line: Who is Better, Pets Best or FIGO?

Pet’s Best and FIGO offer such comparable options, choosing a winner is tough. But in this comparison, we give the edge to Pet’s Best thanks to their lower prices and wellness plan options. FIGO has its perks, too, namely the option to choose between unlimited annual coverage and a coverage cap that allows for lower premiums. Both companies are very reputable and popular with iHeartDogs readers, with FIGO receiving 4.2 out of 5 stars and Pets Best receiving 4.3 out of 5 stars.

Run a No Obligation Comparison Quote Between FIGO and Pets Best

[12] Pets Best Insurance Customer Reviews (2022)

iHeartDogs created surveyed our readers in 2022 about their experience with Pets Best and major pet insurance providers.

Overall Pets Best received a 4.3 out of 5 rating:

⭐⭐⭐⭐⭐ – Very good price, covers everything I need, and no hidden fees. – Pets Best Review by Tim in Broken Arrow

⭐⭐⭐ – They find any excuse not to cover my pets. And very slow claims processing – Pets Best Review Tracey in Queens

⭐⭐⭐⭐⭐ – There have been no surprises or games played on my claims. – Pets Best Review by Marc in North Hampton

⭐⭐⭐⭐⭐ – The only issue I would say I have is that since COVID reared it’s ugly head the claims process takes a long time now, it wasn’t that way before that. – Pets Best Review by Meri in Yerington

⭐ – The coverage is terrible and I will be returning to Embrace. – Pets Best Review by Alice in Natchez

⭐⭐⭐⭐⭐ – Prompt claims processing – Pets Best Review by Michelle in Newark

⭐⭐⭐⭐⭐ – One deductible per year, not per incident. Pays claims in a timely manner. – Pets Best Review by Lynne, Unknown

⭐⭐⭐⭐⭐ – Never had any problems with claims. – Pets Best Review by Jim in Chicago

⭐⭐⭐⭐ – Fast payment for my wellness claims. But slow payment for my accident claim. I will say that the people I talk to on the phone were very nice and gave me an explanation. But I hope they will work to improve this problem. – Pets Best Review by Unknown in Anchorage

⭐⭐⭐⭐⭐ – Cover what they say they will, reasonably priced, good coverage – AB, Epsom

⭐⭐⭐⭐⭐ – Claims are easy to submit online. Processing is quick. Explanations of benefits are easy to understand. Claims are fairly processed and payment is made directly to your bank account. – Harold, Unknown

⭐⭐⭐⭐ – great choice of coverage

[6] FIGO Pet Insurance Customer Reviews (2022)

iHeartDogs surveyed our readers in 2022 about their experience with FIGO and other major pet health insurance companies.

Overall FIGO received a 4.2 out of 5 rating:

⭐ – 6 vet visits, various reasons, ZERO claims paid. They find ANY reason to deny the claim. This is my third company for pet insurance — a complete waste of my money. – FIGO Pet Insurance review by Katie, Frisco

⭐⭐⭐⭐ – Haven’t filed a claim yet – FIGO Pet Insurance review by Dorothy, Phoenixville

⭐⭐⭐⭐⭐ – Very responsive and quick to process the claim. Have to pay extra to get routine wellness covered – FIGO Pet Insurance review by Stephanie, Independence

⭐⭐⭐⭐⭐ – I have nothing but good things to say about FIGO and the ease of claims and reimbursement. Thank-you FIGO for being there. – FIGO Pet Insurance review by Glen

⭐⭐⭐⭐⭐ – Service from staff has been great, only complaint: I’ve had this insurance for years and it was reasonable. Then FIGO switched providers in 2019 and the monthly fee doubled. Not such a great deal anymore. Can’t switch insurance because of pre-existing condition. – FIGO Pet Insurance review by Betty

⭐⭐⭐⭐⭐ – Excellent customer service. My claims took just a few hours to process. Top class platform. Transparent pricing. Can’t ask for more. Every pet owner should have a pet insurance and that too with Figo. – FIGO Pet Insurance review by Greg,

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